Why

BPO companies in the Philippines offer a range of services, including customer care, help desk, and back-office support. When choosing an outsourcing provider, ...

If you’re considering outsourcing your business processes to the Philippines, be sure to weigh the pros and cons of working with office-based vs home-based agents before making a decision,” ends Ellspermann. Another advantage of office-based agents is the sense of belonging and pride they may have in their work. In addition to a more stable work environment, office-based agents typically have access to better training and support compared to home-based agents.

GOT7's BamBam has shared his honest thoughts on marriage! On the January 8 episode of SBS's “Master in the House 2,” the cast members were tasked with ...

And when I saw his face for the first time in a long while, I felt kind of sorry for him.” I want to be really happy on my own, and I don’t want to life my life walking on eggshells around someone.” When they asked him why he didn’t want to get married, the GOT7 member explained, “First of all, it’s hard for us to climb up and get to where we are.

Tax reimbursement clauses are commonly included in irrevocable grantor trusts to protect the person creating the trust from having to be out of pocket for ...

The purpose of a tax reimbursement clause is to provide funds to the grantor to pay the income tax on the income earned in the grantor trust (because, of course, the income of a grantor trust is attributed to the grantor who must report that income and pay the income tax on it. The accountant for the settlor should be involved and should calculate what tax the settlor has incurred on trust income and that should be documented. There are lots of requirements or suggestions on how to have tax reimbursement clauses used in a manner that might avoid causing the entire trust to be included back in your estate or enabling your creditors to reach the trust. (One thought is to start with A as trustee but have A resign and have B, who was not involved with the setup of the trust, become the trustee before any significant tax reimbursement payments are made.) If the trust is no longer a grantor trust, then you no longer have to pay the income tax on trust income. She might be able to exercise the power of appointment and direct that the current trust be poured into a new trust that is identical to the current trust but which also magically has a tax reimbursement clause. But if you really must use the tax reimbursement clause, really evaluate that first and use it as infrequently and to the least degree possible. Other tax advisers never use tax reimbursement clauses out of fear that they might increase the risk of all trust assets being included in your estate as a result of the tax reimbursement clause being viewed as a retained right in the trust or as you being a beneficiary of the trust which under some state laws will result in estate inclusion. Just read on) exercise a power of appointment appointing the existing trust to a new trust that does contain a tax reimbursement provision. If your trust includes a tax reimbursement clause that may be feasible. As you pay income tax on trust income, not only does the trust grow faster, but the assets in and value of your remaining estate also are reduced more by that tax cost. Because with your paying the income tax on trust income the value of the trust is effectively growing, really compounding, on an income tax free basis.

Legal challenges now stand in the way of President Joe Biden's plan to cancel thousands of dollars in education loans for millions of Americans.

In 1990, states’ per-student funding was almost 140 percent more than that of the federal government, according to research by the [Pew Charitable Trusts](https://www.pewtrusts.org/en/research-and-analysis/issue-briefs/2019/10/two-decades-of-change-in-federal-and-state-higher-education-funding). But canceling existing student debt up to a specific amount does nothing to help new students apply to and attend universities that will give them the greatest odds of success. Almost [half](https://gbpi.org/how-student-debt-worsens-racial-inequality/) of students from families with incomes below $35,000 fail to graduate within the same period, compared with less than a third from families with incomes above $75,000. But in recent years, the amount of funding supplied by states has dropped. But the rise of applications is partly the result of the same students sending applications to more schools, as a Students who borrow for higher education but fail to complete their degrees struggle the most to pay back the money. [federal aid was given directly to colleges](https://www.encyclopedia.com/education/encyclopedias-almanacs-transcripts-and-maps/federal-funds-higher-education) and not to students. [40 percent of Black students and 54 percent of Latino students](https://nces.ed.gov/programs/raceindicators/indicator_red.asp) do not attain bachelor’s degrees within six years, compared with about two-thirds of white students. As a professor focused on debt and inequality, I’m rooting for the plan to succeed. As I traveled to different states, I met low-income high-school graduates like Olivia Hall, who grew up watching her mother struggle to pay off her loans and vowed not to fall into the same trap. The American higher-education system appears broken for all but the most well-off. But I’m also concerned that it does nothing to address the problems in higher education that are scaring off a new generation of potential students.

(CNN) — The airplane seat recline button -- so controversial that it inspired an entire micro-industry of devices to stop the passenger in front leaning ...

All things considered, I've concluded that they're a net positive where they're used -- primarily on short-haul flights of just a couple of hours -- mostly because they get rid of that potential fight with the person in front and behind. At its most basic, there's a mechanism hidden in the structure underneath your seat cushion that contains a pivot, the wires connecting it to the button on your armrest, and a pneumatic canister that returns the seat to an upright position. "The main advantage is increased living space, as a passenger's living space is not intruded by recline. Some marketing genius thought of calling them "pre-reclined," fixing the backrest at an angle somewhere between fully upright and slightly reclined. And thirdly -- and in some ways most importantly -- it's a disruption cost, because if passengers are fighting with each other over seat reclining etiquette, then flight attendants have to play schoolyard monitor. And is that a good thing, or a bad thing?

The pandemic has provided an opportunity for deep change, says Michael Fullan, so it's puzzling that we have seen very little improvement.

There is also evidence that this combination, well-being and learning, could be one of the keys to equity and equality. Neuroscience and our common sense told us that ill-being is part and parcel of extreme stress. The foundation of the new strategy is well-being AND learning. Well-being has always been part of the learning lexicon, but until COVID, it took a back seat to learning. This science also supports the notion that education must recognize the role of emotion in learning, “I feel, therefore I learn.” The second reason is that COVID and its related forces have given society an individual and collective nervous breakdown.

COVID-19 stretched healthcare workers to the limit, exacerbating existing challenges around burnout, mental health and workplace violence. · There will be an ...

[Commonwealth Fund survey](https://www.commonwealthfund.org/publications/issue-briefs/2022/nov/stressed-out-burned-out-2022-international-survey-primary-care-physicians) finds that a majority of primary care doctors across ten higher-income countries say they are burned out and stressed and many feel the pandemic has negatively impacted the quality of care they provide. Public-private partnerships and cross-industry collaboration can be better utilised to incentivise young aspiring doctors to view medicine as a viable, long-term career path and, for those that do make the choice, reward them adequately to stay, not only in the profession but also in the country. Many healthcare workers suffer from a lack of job satisfaction and ‘moral injury’ as frustration builds at being constrained and unable to care for patients holistically. Despite measures aimed at reducing this, such as more stringent laws, fines as high as Rs 1,000,000 for violence against healthcare workers and enhanced security, the problem seems to be [worsening](https://www.jurist.org/commentary/2021/07/bhattacharya-astha-pandemic-violence-doctors-india/). It is no surprise the healthcare workforce is at a breaking point. Across all countries, digitalisation and decentralisation levers can be used jointly to advance alternative care models (e.g. But there are also consequences for healthcare systems and broader society as violence catalyses the potential for burnout, which leads to many professionals leaving and reduced recruitment into the sector. But underfunding, physician shortages and growing demands conflict with our ability to do all the activities that comprise ‘caring’ beyond the bare minimum, which is distressing.” This inequitable distribution is aggravated as physicians are increasingly migrating to higher-income countries in search of improved working conditions and better career opportunities. And, as healthcare workers arrive in high-income countries they continue to face problems: antisocial hours, shift patterns that are antithetical to family life and high levels of stress, for example. COVID-19 stretched healthcare workers to the limit. Even before the COVID-19 pandemic, countries at all stages of development experienced healthcare worker shortages.

Social justice has receded due to COVID-19, the economic crisis and geopolitical turmoil. We must work to prevent and reduce inequalities at all levels.

The Global Coalition for Social Justice is both necessary and urgent. So, what the world needs right now is a strong and sustained dose of social justice. But social justice goes beyond the world of work. Workers need decent work and for their rights to be respected. Those with stronger labour market policies, institutions and social protection managed to counteract some of the pandemic shocks. Behind this global figure is a very uneven and imbalanced situation. We also see continuing divergence in employment growth between high-income and middle-income countries. But others were not so successful, as they did not have the right institutions, mechanisms and/or means in place. And we are now seeing a sharp increase in the number of young people who are not in employment, education, or training. Countries scaled up support to households, workers, and enterprises through the mechanisms of labour market institutions. This situation is not sustainable. Millions who had escaped working poverty to join the middle class are now back below the poverty line or perched just above it.

Despite the financial confines of the upfront's year-long commitments, TV ad buyers and sellers continue to seek economic comfort in the upfront model's revenue ...

It’s [in the midst of an overhaul](https://digiday.com/future-of-tv/the-overhaul-of-tv-advertisings-upfront-model-is-underway/) but is unlikely to be abolished. Visit digiday.com/es to read more content in Spanish. For years — and especially over the past three years — the end of the upfront, as TV ad industry observers’ favored forecast, has been rivaled only by the divining of Netflix’s entry into advertising.